FINANCIAL NON-DEPOSITORY EXAMINER II

The Department of Labor, Licensing and Regulation, Office of the Commissioner of Financial Regulation is accepting applications from qualified candidates for the Financial Fraud Examiner position in the Enforcement Unit. This position examine/investigate individuals, unlicensed business entities, Maryland chartered Banks, credit unions, trust companies, and licensed financial institutions to uncover improper business practices and/or violations of law subject to the jurisdiction of the Commissioner of Financial Regulation.

17

500 N. Calvert Street, Baltimore, Maryland 21202

To examine/investigate individuals, unlicensed business entities, Maryland chartered Banks, credit unions, and trust companies, and licensed financial institutions to uncover improper business practices and /or violations of law subject to the jurisdiction of the Commissioner of Financial Regulation. A Financial Fraud Examiner ensures that licensed financial institutions are in compliance with all laws and regulations governing their operations and strives to uncover unlicensed and illegal activity all to protect the general public from future financial harm as well as to promote integrity and confidence in the financial industries under the jurisdiction of the Commissioner of Financial Regulation.

Duties of this position include, but are not limited to:

• Investigates misconduct and regulatory violations on the part of Maryland chartered Banks, credit unions, and trust companies, licensees, or unlicensed entities whose conduct or activities fall within the jurisdiction of the Commissioner of Financial Regulation. This includes, assisting financial depository and non-depository examiners in their examinations of Maryland chartered Banks, credit unions, and trust companies, and licensee, including analyzing the business records of those institutions and/or individuals.
• Assists in the preparation of charging documents, including charge letters, cease and desist orders, and orders to produce documents and records.
• Provides testimony in administrative, civil and criminal hearings at the state and federal level.
• Refers cases to local, state, and federal agencies.
• Appear before a grand jury to offer testimony in connection with possible criminal prosecution in matters arising from investigations conducted by the Commissioner of Financial Regulation.
• Establish and maintains relationships with other local, state, and federal financial regulatory or licensing agencies, including the sharing of information to assist in the work of the Commissioner of Financial Regulation.
• Establish and maintains relationships with other local, state, and federal law enforcement agencies, including the sharing of information to assist in the work of the Commissioner of Financial Regulation.
• Participate in joint task forces with local, state and federal agencies.
• Participate in community outreach programs.

Education: Possession of a Bachelor’s degree from an accredited four-year college or university including or supplemented by a total of 24 credit hours in business administration, finance, economics, law, criminal justice or accounting. These credit hours must include a minimum of 6 credit hours in either accounting or auditing.

Experience: Three years of experience examining or auditing the accounts, records and business practices of non-depository financial institutions or in managerial or professional work in the financial services, consumer loan, sales finance, installment loan, mortgage lenders, collection agencies, check cashers, money transmitters, debt management and/or law enforcement industries.

Notes:

1. Applicants may substitute regulatory, investigatory, managerial or professional experience in the financial services industry, consumer credit industry, mortgage lending industry, accounting or auditing work or State or federal experience regulating the above industries or in law enforcement on a year-for-year basis for the required education.

2. Possession of a Juris Doctor degree from an accredited law school, a certificate as a Certified Public Accountant, or a Master’s degree in business administration or accounting from an accredited college or university may be substituted for one year of the required experience.

Preference will be given to applicants with one or more of the following. Include clear and specific information on your application regarding the qualifications.

Previous experience in performing criminal law enforcement investigations within a police department or law enforcement setting.

Previous experience in financial services sector related investigations including, but not limited to, the banking, mortgage, consumer or commercial lending, money transmission, debt management, credit services business, collection, or check cashing industries.

Previous experience in forensic accounting.

Well-developed investigative report writing skills.

Certified Fraud Examiner (CFE) designation or similar.

Employees in this classification may be assigned duties which require the operation of a motor vehicle. Employees assigned such duties will be required to possess a motor vehicle operator’s license valid in the State of Maryland.

Employees in this classification may be required to attend advanced formal training classes. The purpose of this training is to maintain professional job specific proficiency and current knowledge. Some training classes are out-of-State and may require overnight stays.

Please make sure that you provide sufficient information on your application to show that you meet the qualifications for this recruitment.  All information concerning your qualifications must be submitted by the closing date. We will not consider information submitted after this date. Successful candidates will be ranked as Best Qualified, Better Qualified, or Qualified and placed on the employment (eligible) list for at least one year.

RESUMES ARE NOT ACCEPTABLE AND NOT CONSIDERED IN THE SELECTION PROCESS.

All information concerning the qualifications, including any required documentation (diploma, transcript, certificate, etc.) must be submitted and received by the closing date. Information submitted after this date will not be considered.

For positions that require Bachelor/Master Degree etc:

Educational credentials from foreign countries must be evaluated by an approved education review service. This evaluation must be submitted prior to hire. For further information, you may call International Consultants of Delaware, Inc. (302) 737-8715 or World Education Services Inc. 1-800-932-3897 or (202) 331-2925.

The examination for this recruitment will be an evaluation and rating of the information provided on your application. Therefore, it is essential that the application is filled out completely and accurately, listing all relevant education and experience, addressing the specific qualifications shown above and submitting any required documentation (diploma, transcript, certification, license, etc.). Please include clear, detailed and specific information on your application regarding experience qualifications related to the minimum qualifications, desired, and/or selective qualifications of the position.

Successful candidates will be placed on the certified list categorized as Best Qualified, Better Qualified, or Qualified. The certified list will be used by DLLR for a period of one year.

The incumbent in this position is a member of a covered bargaining unit and will be required to pay a bi-weekly service fee to the exclusive representative of the bargaining unit.

STATE OF MARYLAND BENEFITS

The online application is STRONGLY preferred. However, if you are unable to apply online, or encounter difficulty attaching required or optional documentation, you may submit via mail or deliver in person. Please be sure to include your name, identification number (Easy ID#) and job announcement number on any documentation to ensure timely processing.

PLEASE DO NOT FAX OR EMAIL UNSOLICITED DOCUMENTATION

Completed applications, required documentation, and any required addendums may be mailed to:

DLLR Office of Administration
Attn: Ernestine Hyman  18-000280-0001
1100 N. Eutaw Street, Rm. 101
Baltimore, MD 21201

For additional information, please contact Ernestine Hyman at 410-230-6298 or via email Ernestine.hyman1@maryland.gov.

The MD State Application Form can be found online

Department of Labor, Licensing and Regulation is an equal opportunity employer. It is the policy of DLLR that all persons have equal opportunity and access to employment opportunities, services, and facilities without regard to race, religion, color, sex, age, national origin or ancestry, marital status, parental status, sexual orientation, disability or veteran status.